Vei Nob analyzes your liquidity in real time and calculates a risk-adjusted investment strategy. The setup takes less than 60 seconds, and the ongoing optimization is carried out by the AI in the background.
Liquid assets in business accounts are often considered a safe buffer. Without active control, however, they are exposed to silent devaluation: interest on overnight money usually does not compensate for inflation.
Most small and medium-sized business owners have neither the time nor the tools to continually evaluate and reallocate cash balances. Vei Nob carries out this analysis continuously and automatically.
Calculation example: Assuming an annual inflation rate of 3%, unused capital without investment loses real purchasing power - regardless of the interest rate on the business account.
Vei Nob connects to your business accounts and continuously records liquidity balances, payment flows and due dates.
The analysis module evaluates market conditions and operational liquidity needs and calculates a risk profile for different investment horizons.
Based on the risk profile, Vei Nob suggests a capital allocation and automatically implements the execution after confirmation.
The entire process from the first data connection to the confirmed allocation usually takes less than 60 seconds.
The system projects future cash flows based on historical patterns and current account movements. This makes it possible to estimate what proportion of liquidity must remain tied up in the short term and what proportion can be invested without endangering solvency.
Each proposed allocation receives a continuously updated risk score that takes market volatility and individual liquidity needs into account.
Regular evaluations summarize capital allocation, risk development and recommendations for action in a compact form.
The analysis engine combines time series forecasts with risk-adjusted portfolio construction. Model parameters are based on procedures that are common in institutional asset management.
Transmitted and stored data is encrypted using recognized cryptographic methods. Access to account information is restricted based on roles.
The data processing takes place taking into account the requirements of the GDPR. Server locations and processing processes are designed accordingly.
Vei Nob was developed to give entrepreneurs a structured, data-based basis for liquidity decisions. Instead of individual recommendations, the platform provides a continuously updated view of capital stocks, risk and scope for action.
The models work in the background, adjusting suggestions as market conditions or cash flows change — without you having to manually monitor individual positions.
Setting up requires no upfront fee and no long-term commitment. You connect your business account, Vei Nob calculates an initial allocation for review.